New Rover owner - insurance advice

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skip_rat
Club Member
Posts: 4
Joined: Wed Sep 27, 2017 5:13 pm
Car Ownership: Rover 400 Mk1 (R8) Saloon

New Rover owner - insurance advice

#1 Post by skip_rat » Wed Jun 13, 2018 11:43 am

I joined the club quite a while ago when I had a 220 turbo, but haven't had a Rover for a good few years now. My old Saab 900 is currently off the road and I've found a nice 416 Gsi with only 48000 miles on it to get me around at the weekend for now. Trouble is the insurance quotes are coming in at 4-500 a year, over twice what the Saab costs (insured with Chris Knott). My current insurer didn't count the rover as a classic and I'm finding this with a lot of the insurers.

So who is worth trying for a limited mileage classic policy on a 1993 416? I've just paid to rejoin the club to gain access to the insurance section of the forum but I really need insurance today to get the car home.

Mr Teddy Bear
Club Member
Posts: 1653
Joined: Sun Jun 10, 2012 4:01 pm
Car Ownership: Rover 400 Mk1 (R8) Saloon
Location: Bristol

Re: New Rover owner - insurance advice

#2 Post by Mr Teddy Bear » Wed Jun 13, 2018 11:58 am

Footman James will insure it on a classic car policy, I have group insurance for 4 cars SD&P £180 this includes RAC breakdown cover.

An alternative is PETER S TAYLOR & Co old fashioned personal service, no call centres. Only insure as a second car with limited mileage.

You need to a be a club member to gain a additional discount.

All sunject to occupation, address and I expect a clean[ish] licence.

Loads of insurance adds in the back pages of Practical Classics Mag!

Hope this helps. :)
Teddy Bear

Rover 216 Sli SRS Charcoal Colour Coded bumpers 1996

Rover 216 GTi Flame Red 1992

Rover 414Si British Racing Green 1995

Rover 216GTi TC Ocean Blue 1993

skip_rat
Club Member
Posts: 4
Joined: Wed Sep 27, 2017 5:13 pm
Car Ownership: Rover 400 Mk1 (R8) Saloon

Re: New Rover owner - insurance advice

#3 Post by skip_rat » Wed Jun 13, 2018 12:31 pm

Thank you so much Mr Teddy Bear, got a great deal on the Saab and rover together on a 5000 mile policy. The Saab was due for renewal in 10 days and that saves me having to SORN it. :D

crepello
Club Member
Posts: 1279
Joined: Thu Feb 18, 2010 2:47 pm
Car Ownership: Rover 200 Mk2 (R8) Hatchback
Location: Herts

Re: New Rover owner - insurance advice

#4 Post by crepello » Wed Jun 13, 2018 12:44 pm

skip_rat wrote:
Wed Jun 13, 2018 12:31 pm
Thank you so much Mr Teddy Bear, got a great deal on the Saab and rover together on a 5000 mile policy.
Who provided that deal, please?

skip_rat
Club Member
Posts: 4
Joined: Wed Sep 27, 2017 5:13 pm
Car Ownership: Rover 400 Mk1 (R8) Saloon

Re: New Rover owner - insurance advice

#5 Post by skip_rat » Wed Jun 13, 2018 12:50 pm

crepello wrote:
Wed Jun 13, 2018 12:44 pm
skip_rat wrote:
Wed Jun 13, 2018 12:31 pm
Thank you so much Mr Teddy Bear, got a great deal on the Saab and rover together on a 5000 mile policy.
Who provided that deal, please?
Footman James

Paul_1978_yorks
Club Member
Posts: 1697
Joined: Mon Jan 22, 2007 11:11 pm
Car Ownership: Rover 200 Mk2 (R8) Hatchback
Location: Wakefield, West Yorks

Re: New Rover owner - insurance advice

#6 Post by Paul_1978_yorks » Wed Jun 13, 2018 3:12 pm

I found a couple of years ago that if the value is under £1,000 a lot of “classic” insurers won’t touch it.

I am reinsuring my Tourer later this month and will post how I get on. Thankfully the value of my current Rover is over £1k so it should be more straightforward this time.
Current:
1996-N Nightfire 420 GSi Tourer
2005 Volvo V50 1.8 Sport
Former:
1994-M BRG 214 SEi
1995-N Silver 214 SEi
1995-N Nightfire Red 214 SEi
1995-M Silver 216 SLi
1993-K Caribbean Blue 216 Cabriolet
1990-G White 416 GSi
+ a 25, 45 & 75

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